Contact Dan Ferch Insurance
  for Texas Non-Subscribers
Home Workers Comp Alternatives FAQ Quote Request Resources Contact Us 
Workers Compensation Alternatives
 
Occupational Accident Insurance Features
 
Employer’s Indemnity – All reasonable amounts paid by insured to obtain release of liability to settle a claim or pay a judgment including pain and suffering and punitive damages.
 
Duty to Defend – Defense costs for covered claims are paid by the carrier. These costs do not erode the insured’s policy limits.
 
Benefit Limit – maximum of $10,000,000 per occurrence
 
One Life and Up – Minimum premiums apply.
 
Weekly Disability – 75% of wages from $200 to $700 maximum / 7 day elimination.
 
Benefit Periods – One, two, or three years
 
First day Coverage for New Employees – Coverage begins on the first day of employment. Part-time employees are covered.
OceanMedia.net
Optional Coverages
 
Occupational Disease – Covers diseases, which arise solely and independently out of the covered person’s scope of employment.
 
Cumulative Trauma – Covers injuries, which are caused by the combined effect of repetitive physical activities extending over a period of time.
 
Independent Contractor Endorsement – Covers sub-contractors working for insured
 
Waiver of Subrogation – Waives carrier’s rights to subrogate against third party.
 
Alternate Employer Endorsement – Allows additional insureds to be added to policy.
 
Aircraft Coverage – Covers named insured’s pilot, crew, and passengers.
 
*** Please note: All Occupational Accident Insurance Features and Optional Coverages vary with all carriers. Some Features and Optional coverages are not available with some carriers.
(512) 342-2242 Ferch Insurance Group, 4332 Teravista Club Drive #34, Round Rock, TX 78665
HotKey Website Content Managementweb hosting and web content management system by OceanMedia.net